I’m SO glad you clicked play on this episode even though it has the word MONEY in the title. I know finances can be a touchy subject for some people, but I really wanna make money talk NORMAL and break the stigma around it because our financial health is so so important when it comes to our quality of life, stress, and our general wellbeing. As we’ll talk about today, that DOESN’T mean that you have to make a TON of money to be happy or secure, it just means that you have to know how to optimize what you DO have and really get empowered about finances. That’s exactly what we’re going to do today with our lovely guest, Chloe, who is a 23 year-old Millennial Money Coach. She helps millennials pay off debt, actually get ahead with their finances & save for big future investments without making huge sacrifices. After paying off over $36,000 of debt in just 18 months and seeing how it transformed her own life, Chloe found her calling and decided to show other 20-somethings how to create a life of financial freedom for themselves, too. Her mission is to make finances fun and easy for millennials, and prove that you can travel, be social, enjoy your young adulthood AND still get ahead with money. She is an expert in negotiating, gaining confidence around money, and advocates for her clients to optimize their finances instead of sacrificing the things they love. Chloe’s clients are proof that you don’t have to wait until you’re 60 to have financial freedom, and that it’s absolutely possible to enjoy life, travel & spend without stress right NOW. She also has an incredible program called the Wealth Accelerator, which is open for enrollment until the end of this week, and you can get a bonus 30-minute coaching call with Chloe by using code MARIE when you sign up!

Review of the week: @aksilver21 – “Best podcast out there!!!” (5 Stars) “I have followed Marie since her bikini prep days on social media and listened to her podcast a handful of times. I recently binge listened to the Grind and Be Grateful podcast while doing a home project and all I can say is WOW! Marie has such a pleasant voice to listen to, and you can hear her excitement come through in each episode. Her topics and insights help get you fired up about becoming your best self. (2:57)

Level up your health and fitness regimen with PE Science – 15% off CODE: MARIE (5:12)

WHO is “Chlo-Money” (7:19)

“It is 100% my mission in life to make finances feel fun and easy, and something where no matter where you’re at, can feel totally confident in” (8:10)

Chloe’s relationship with work + money (8:40)

“How do I make good money and work all the time and have nothing to show for it?” (10:00)

“I didn’t get a raise, I didn’t get more money, I just optimized what I was already doing…” (11:17)

Being strategic with money + research (12:24)

“Where’s the advice for the 20 year old? Where’s the advice for the millennial?” (12:40)

Scarcity mindset, rice & beans (13:30)

ALL about MONEY MINDSET (14:55)

“What do you believe is possible for you?” (16:22)

“You’ll never pay off your student loans by accident” (18:00)

Our blocks + the “grass is greener” mentality (20:01)

The most dangerous person to be = The NEXT TIME person (21:40)


HOW you could a million dollars by 60-years-old (25:40)

Budgeting + auditing (27:20)

“Vision + action” (29:30)

Marie’s supplement team (32:30)

The spectrum of budgeting (33:55)

Dreaming bigger, saving for your future, having confidence (37:10)

“When people start figuring out their finances, and their relationship with money gets better, money just wants to be with them” (37:43)

Money magnet (38:10)

The importance of FOLLOWING-THROUGH for yourself (42:09)

Budgeting blocks + getting the ball rolling to coast (44:01)

Fitness + finance, optimizing + sustaining (45:01)

Giving + philanthropy, living pay-check to pay-check? (46:20)

“Get in the habit of giving the small stuff; hold the door for someone, ask someone how they’re doing” (49:30)

The BIGGEST (avoidable!) mistakes millennials are making (50:45)

  1. Putting money towards too many things? CHOOSE your most important goal!
  2. CREDIT CARD debt? Negotiate your interest rate!
  3. Not negotiating? Price match! Optimize value!

Ready for MORE tips? (1:00:20)

Rapid fire Q’s for Chloe! (1:02:50)

THE WEALTH ACCELERATOR: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator
bonus code: MARIE